Axis Banks Sameer Shetty reveals Indias Gen Z (28-30% of population) saves only 4% in bank deposits while grabbing nearly 50% of personal and consumption loans, fueled by easy credit, high spending, and a gamified quick-gain mindset over long-term SIPs. With 260 million gaming users vs just 58 million mutual fund subscribers, this trend signals rising debt risks and a major shift in financial